How Much Of A $300 Credit Limit Should I Use? [Solved]

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How Much Of A $300 Credit Limit Should I Use? [Solved]

A good guideline is the 30% rule: Use no more than 30% of your credit limit to keep your debt-to-credit ratio strong. Staying under 10% is even better. In a real-life budget, the 30% rule works like this: If you have a card with a $1,000 credit limit, it’s best not to have more than a $300 balance at any time.12 Nov 2021

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